Topical money matters
In his speech, Hunt said the plan for the British economy was working as the UK avoided a previously forecast recession this year. However, he cautiously added that the “work is not done” as he set out 110 measures to “reduce debt, cut taxes, and reward work”. Here are the key points of the Autumn Statement, and what they might mean for you.
Figures suggest the average nursing care home costs more than £60,000 a year. If it’s not something you’ve considered as part of your financial plan, doing so could improve your comfort and security later in life.
The way an Inheritance Tax bill is calculated could mean some families have overpaid and they may not be aware they’re entitled to a rebate. Falling property prices could mean more people overpay in the future. Find out why here.
New to investing? Read about two key decisions you’ll need to make when investing – whether you should invest in shares or through a fund, and how to make your investments tax-efficient.
Research suggests millions of retirees could be overlooking annuities because they don’t understand how they work. There are pros and cons to weigh up, but they could provide financial security when you retire.
Working with a financial planner isn’t just about growing your wealth. There are other benefits too, from the peace of mind it provides to having more time to focus on what’s important to you.
Have you considered contributing to your child’s pension? It could be an excellent way to improve their financial security. Discover some of the benefits of boosting their retirement savings here.
If you’re saving for a long-term goal, you may be weighing up the pros and cons of pensions and ISAs. Tax relief is an essential part of the calculations and could mean your savings go much further.
It’s estimated that a third of families in the UK are blended, and it can make estate planning more complex. Discover some of the essential steps you should consider taking to create security for your loved ones.
Investing could help you grow your wealth. Find out here how investing works, why it could deliver real terms results, and the instances when an alternative may be more suitable.
A report suggests younger generations face “substantial risks” when planning for retirement. It’s more important than ever that workers engage with their pension and think about their future sooner.
Financial planning doesn’t have a lot in common with science fiction. However, cashflow modelling lets you explore your financial decisions and how they could lead to potentially different lives.
Norway’s sovereign wealth fund will use its shareholder power to encourage companies to be more proactive when tackling ESG issues like climate change and human rights. Find out how active ownership works here.
Half of people in the UK say pension information is “overwhelming”. Working with a financial planner could give you confidence about your retirement and a clear plan to follow. Here are four reasons why working with a professional could be useful.
The value of your estate could mean it’s liable for Inheritance Tax when you pass away. Discover if your family could be left with a bill and how estate planning could mitigate it.
The new tax year has only just started but using your allowances now or setting out a plan for the next 12 months could help you make the most of them.
The collapse of a major US bank sparked fresh fears of another global banking crisis in March. Markets around the world have been volatile as concerns over persistent inflation remain – here are the key factors that affected the global economy in March 2023.
If you want to know how the spring Budget affects you, here are all the winners and losers from the chancellor’s latest fiscal announcement.
The chancellor has delivered the government’s spring Budget. Read about Jeremy Hunt’s statement in this comprehensive Budget news update.
A survey suggests that when you’re planning for retirement, focusing on experiences could be the key to happiness. However, many retirees also say their biggest barrier to the retirement lifestyle they want is money.
While your tax liability may not increase immediately, so-called “stealth taxes” could affect your wealth over the long term. Discover what this means and why it could affect you here.
Around a third of workers nearing retirement are choosing to phase into their next chapter, rather than quit work completely. This phased approach could help you create the work-life balance you want, but you need to consider how you’ll manage your finances too.
Your pension Annual Allowance will reset at the end of the current tax year. Boosting your pension contributions before the deadline could make sense for you, so find out why here.
While it can be tempting to actively monitor your investments and try to time the market, it could affect your portfolio’s performance. Find out why a hands-off approach could make sense here.
Have you ever considered estate planning? If it’s a task you’ve been putting off, discover five reasons you should make it a priority here.
If you’ve ever been tempted to invest because a friend has, or focused on a single piece of information, bias may have played a role. Find out more here.
Creating a financial plan with your partner can make sense financially and increase the likelihood of reaching your goals. Find out more
From the emergency budget in the UK to growing recession worries in the eurozone, investors are still facing volatility and uncertainty.
The Income Tax thresholds are now frozen until 2026, and it means 1 in 5 could pay the higher rate by 2024/25. Here’s how you could reduce your liability.
Traditionally, around 9 in 10 people saving into a pension have left their contributions in the default fund.
People often overlook many important things when writing their will. Read about five things you should consider from choosing guardians to your pets.
Want to retire abroad? Spain remains top destination for Brits but are you fully aware of the financial considerations to address first? Read on to find out more
Thinking about retirement income? Inheritance tax planning might show you that it's better to save your pension and deplete other assets first. Find out more
Do you want to create a nest egg for your child? These five tips can help you stay on track as the cost of living rises and get the most out of your money.
Investment risk isn't always a bad thing and being too cautious can be more damaging. Find out what you need to consider when building your investment portfolio.
Bias can affect financial decisions and how you think about money. Understanding behavioural finance can help you make better decisions. Find out why bias could affect you here.
ESG investing doesn’t have to mean sacrificing returns. It is possible to balance your values with financial goals. Find out more here.
Russia’s invasion of Ukraine in late February shocked the world, creating a cascade of events that impacted the markets. Equity markets fell, while bond yields rose.
If you haven’t considered your care plan, doing so can help you create long-term security and give you confidence about the future. Find out more here.
Our partners, Hamon Investment Group take a look at what's been happening in the Asian investment markets.
Market volatility caused by the pandemic and war in Ukraine has been challenging for investors but long term performance is more important to focus on.
When you look forward to the year ahead, what do you consider to be the biggest risks to your personal finances?
If you’re nearing retirement, you may be starting to think about planning the next stage of your life. What steps spring to mind?
As energy prices are rising, more households are looking at the steps they can take to improve their home’s energy efficiency. Find out how you can assess which measures will offer the greatest benefits here.
1 in 5 employees believe their employer isn’t doing enough to support their financial wellbeing, and research suggests it’s costing UK businesses £6.2 billion a year. There may be some steps business owners can take to improve.
As inflation rises, you may be worried about what it means for your retirement. Delaying your plans by a few years could mean you have a larger income and help you maintain your standard of living.
Before you increase pension withdrawals to meet the demands of the cost of living crisis, we look at three key things you need to consider first.
If you’ve been tempted to make changes to your investments during periods of volatility, these three pieces of data demonstrate why you shouldn’t
ESG investing means considering environmental, social, and governance factors when investing, as well as the usual factors such as risk and how an investment fits into your portfolio.
The CDO has issued the new standard operating procedures, which provides a framework for the safe provision of dentistry, but it's important not to forget the other items that need to be ticked off when reopening the practice, including insurances.
Kwasi Kwarteng's 'mini-budget' hopes to drive economic growth. From a drop in stamp duty to reduced income tax, find out what it means for you
ESG investments are facing criticism over “greenwashing”. While it could harm perceptions, it could also give the sector a push to make ESG issues and criteria more transparent.
Earlier today, Chancellor Rishi Sunak delivered his Mini Budget/Summer Statement.
The State Pension is an important part of your retirement income. If you have gaps in your National Insurance record, you may not receive the full amount. Find out why and what you can do to fill in the gaps here.
Jeremy Hunt delivered the Government’s Autumn Statement. We look at the key points and what they mean for you.
A will is the only way for your wishes to be legally enforceable when you pass away. However, it’s becoming more common for families to dispute wills. So, what can you do to ensure your will is upheld?
Individuals aged between 40 and 60 – dubbed “midlifers” – are facing time and financial pressures as they try to support their families.